Terms & Conditions

InvestKit is a free online platform offering financial calculators, investment planning tools, educational articles, beginner guides, a financial glossary, and general personal finance information. InvestKit is designed for Indian retail investors and individuals seeking to understand personal finance and investment planning concepts.

InvestKit is operated by Hitesh Yadav, Founder and Editor-in-Chief, based in India. Contact: info@investkit.in.

By using InvestKit, you confirm that you:

• Are at least 18 years of age
• Will use this website for lawful, personal, non-commercial purposes only
• Will not attempt to disrupt, hack, or misuse the website or its infrastructure
• Will not reproduce, redistribute, or commercially exploit our content without written permission
• Will not use our tools or content to mislead, defraud, or harm others

We make every reasonable effort to ensure that the information, calculators, and tools on InvestKit are accurate, up to date, and based on sound financial principles. However:

• No warranties: InvestKit makes no warranties, express or implied, as to the accuracy, completeness, or reliability of any content or calculator output.
• Assumptions may vary: Calculator results rely on assumptions (e.g. 10–12% equity returns, 6% inflation) which are illustrative. Your actual results will differ.
• Content is updated periodically: Financial laws, tax rules, and market conditions change. We aim to update content regularly but cannot guarantee real-time accuracy.

All content on InvestKit — including text, calculators, code, graphics, logos, and educational material — is owned by InvestKit and protected by applicable copyright and intellectual property laws.

• You may read and share our content for personal, non-commercial use with proper attribution
• You may not copy, reproduce, republish, or commercially exploit our content without prior written permission
• You may not scrape, crawl, or extract data from our calculators or tools using automated means

For licensing or content partnership enquiries, contact info@investkit.in.

Some pages on InvestKit may contain affiliate links to financial products, platforms, or services (e.g. mutual fund platforms, brokers, or financial tools). This means:

• We may earn a commission: If you click on an affiliate link and make a purchase or sign up, we may receive a small referral fee at no additional cost to you.
• Our editorial independence is maintained: Affiliate relationships do not influence our editorial recommendations, calculator methodologies, or educational content. We only link to products we believe are relevant and useful.
• Disclosure: Pages containing affiliate links will be disclosed where required.

InvestKit may contain links to third-party websites for reference and informational purposes (e.g. SEBI, AMFI, RBI, BSE). We are not responsible for the content, accuracy, or privacy practices of any linked third-party site. Visiting external links is entirely at your own risk.

To the fullest extent permitted by applicable law, InvestKit and its founder, contributors, and affiliates shall not be liable for:

• Any financial loss, investment loss, or missed gains arising from reliance on our content or tools
• Any indirect, incidental, special, or consequential damages
• Loss of data, revenue, or profit
• Any errors, inaccuracies, or omissions in our content or calculators
• Any interruption or unavailability of the website

Your use of InvestKit is entirely at your own risk.

Your use of InvestKit is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect and use your information.

If you subscribe to the InvestKit newsletter, you consent to receiving periodic emails containing financial tips, tool updates, and educational content. You may unsubscribe at any time by clicking the unsubscribe link included in every email or by contacting us at info@investkit.in.

We reserve the right to update or modify these Terms at any time. When we do, we will update the "Last updated" date at the top of this page. Continued use of InvestKit after any changes are posted constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.

These Terms are governed by the laws of India. Any disputes arising from your use of InvestKit shall be subject to the exclusive jurisdiction of the competent courts in India.

If you have any questions, concerns, or requests regarding these Terms, please contact us: